Health, Wealth and Wisdom #2

What's more important than your health? Nothing. Without it, nothing else matters. It's also nice to have more money in the bank; never hurts. As stated in HWW #1, the purpose of this series is to help you maximize your health and fiscal fitness. So enough fluff. Here's what I want to share with you this week. My goal is to help change your life for the better, just a little bit every week. 

Health: NAD+

Many of you know that I have been getting NAD+ IV therapy for nearly two years now. To say it has changed my life would be an understatement. Not only do I feel incredible; multiple people have commented that I actually look like I'm getting younger. So for those of you commenting and asking "what I'm doing" to keep my body and mind at peak levels, this is one (of the many) things.

NAD stands for Nicotinamide Adenine Dinucleotide. It is a coenzyme found in all living cells and has even been called an anti-aging molecule because of the many important roles it plays in promoting health and prolonging lifespan.

This powerful molecule has a lot of potential for new therapeutic opportunities. Studies have shown that it can help battle many effects of aging and chronic conditions on the human body and brain.

Benefits of NAD include...

As always, do your own research and consult with your physician before taking or trying anything. I'm simply sharing what I personally do because so many of you asked. This is not "medical" advice. It's me answering your questions. 

Wealth: Leverage

Fun fact - you never pay tax on money you borrow. Read that again. This is one of the key principles that lead to my accelerated increase in net worth. And like most everything else, I learned this from the ridiculously rich dudes I would seek out and speak with to learn about money.

When you earn a paycheck from your employer, you can only invest what's left over after taxes. Yes, there are "investment" vehicles for you to put your money into "pre tax." But that, by no means, means it's "tax free." If you ever think the government will allow you to earn money and never pay tax on it, you're crazy.

Roth IRAs are something you may have heard of which allow you to put "pre-tax" dollars into. Sadly, many people think this is "tax free." Wrong! It's simply a way for the government to get taxes out of you later in life when you are no longer getting a paycheck from an employer, and thus, no longer paying income tax. Essentially, it's a guaranteed way for you to keep paying taxes until you're dead. Awesome, right?

But I digress. The wealthiest people in the world don't use their money to invest and create passive income; they borrow money and invest THAT money. And NEWSFLASH: The wealthiest people in the country didn't get to where they are because of their Roth IRA. When's the last time you met a super wealthy person and they said they made their millions off their Roth IRA or 401K? Never.

If you want to learn more about leverage and how I, a regular patrol cop, learned how to use it to accumulate assets to generate passive income, stay tuned. Although I grew up broke and poor, I shamelessly sought out the advice and knowledge fo the mega rich to get to where I am today. Yeah, it was a hit to my ego as a man to approach another man and say, "I'm broke. Can you please teach me about money and how you got rich." But in the end, it paid off HUGE.

Wisdom: Essentialism

I was recently give this book by one of my business partners. He said that a business associate had given it to him and he thoroughly enjoyed it. After listening to him talk about this book for a few, I said, "send it to me."

NOTE: This little move has lead me to create more wealth and accumulate more knowledge than almost anything else. When anyone successful ever says, "I just read this great book...." I always ask them to send it to me or I go get it myself. I never used to do this. But once I committed to changing my life, I started to make this a habit. The most successful people in the world read dozens of books a year. I used to say, "I don't like reading." I actually found it to be painful. But you know what was even more painful? BEING BROKE! So I started to read books like my life depended on it. Like rich and successful people do. Ever since, my net worth has grown 10X.

This book is a super fast read and reinforces what most of us kinda already know but never do. The world we live in has lead us down a path that has made our lives much more stressful and complicated than generations past. This book shows you how and WHY this has happened. And most importantly, shows you how to break free and reverse the damage.

Since reading it, I can say that I've already implemented practices that will 100% lead to more money in the bank and time freedom in 2022. 

Now, there are two kinds of people who read blogs like this. The kind that read through and say, "that was good stuff." And then just get back to doing what they were doing in their everyday lives; not changing a thing. But still complaining that they are broke, sick and unhappy.

And then there are the people that will take notes, take immediate action and maybe even reach out to me for MORE advice. 

In about 30 seconds, you'll realize which person you are.

-S