Health, Wealth and Wisdom #6

Nothing in this life is more important than your health. Think about it. If you don't have your health, what else even matters? 

Second to your physical health is your fiscal health. Stress about money is one of the leading causes of breakdowns in physical health and relationships. 

Fiscal (financial) health and wealth is attained through knowledge. A wise man once said that your bank account is one of the greatest indicators of your level of knowledge.

So let's get to it...

Health: Drink This As Soon As You Wake Up

This one tip has changed the lives of so many of my friends. It's simple. It's uncomplicated. And, it works. Drink 24 oz. of water as soon as you wake up, on an empty stomach. Here are 10 reasons why you should drink water as soon as you wake up.

1. Rehydrates the body
2. Increased alertness
3. Maintains optimal brain activity
4. Strengthens immune system
5. Helps rid the body of toxins
6. Kickstarts your metabolism 
7. Supports weight loss
8. Improves complexion
9. Helps prevent kidney stones and protects bladder and colon
10. Promotes growth of health hair

There are a lot of things you can do for your health that are difficult and involved. However drinking 24 oz. of water immediately upon waking might just be the easiest thing you can do for a healthier you. If you can't do this, then you simply don't care about your health. 

Wealth: Focus On Increasing Income Before Anything Else

When people ask me about ways to increase their wealth, I typically don't talk about saving or investing...first. My initial conversation with most people is about increasing their income. This is typically the first and most crucial step to changing your financial picture. 

If you don't have enough income coming in to manage your liabilities, you're never going to be able to save or, let alone, invest. So priority #1 is to increase your income so you have a surplus every month. Doesn't have to be a big one. Even $100 or $200 above what your monthly liabilities are can make a massive difference. 

If the job you're working has you capped out when it comes to income (no overtime or extra earning capacity) then you must do one of two things: Find a new job that provides you a higher monthly income OR find a side hustle that can provide you supplemental income. This secondary source of income can be active of passive. Personally, I prefer passive sources of income. But when you're in a tight spot, any extra income counts. 

As stated, in the beginning, just look to exceed your monthly liabilities by $100-$200 dollars. After 90 day, work to increase that to $250-$500 per month. 

NOTE: One of the fastest ways to create a monthly surplus of income is to eliminate or reduce liabilities. If you're living check to check and your monthly income just covers your monthly liabilities, then one of the easiest things to do is to eliminate a liability. It might be uncomfortable at first. But you know what's really uncomfortable? Starving in old age.

Wisdom: Think and Growth Rich

There are a small handful of books that I can honestly say have changed my life; this is one of them. 

So not to get too involved, I'll just say this. If you've ever wondered why or how some people go through life and everything they touch seems to turn to gold, this book will explain why.

Think and Grow Rich by Napoleon Hill will completely changed how you think about everything in your life. And this is precisely how this book will change your life. And I don't say that lightly. Let me repeat. If you read this book and put into practice the principles in it, YOUR LIFE WILL CHANGE.

Go into it with an open mind and remember, what do you have to lose? I mean, unless your life is perfect and you already have all that you desire. If so, then you can skip this one. If not, head on over to Amazon and give this a read. You will NOT regret it. 

Lastly, this book has been said to contain the secret used by every billionaire on the planet. Before you dismiss this as another bogus book recommendation, consider that for a moment.